Due to ongoing research, the manager may from time to time adjust the model by changing
certain factors or screens which comprise the model without prior notice. OSAM may
determine it appropriate to rebalance at times other than the regularly scheduled
rebalance without prior notice. Stocks with small and mid–sized market capitalizations
(those defined by OSAM as less than $10 billion) may have greater risk and volatility
than those with larger market capitalizations.
Style allocations are approximate. They may change over time and vary by account.